Good news! My HELOC through USAA is closing on Tuesday. They sent me the paperwork weeks ago but I never filled it out because of the Rummer Bummer. When I called today to restart the process, I was told that I was approved for a $30K HELOC at prime minus 0.26% and that they were FedExing the papers today.
So, go USAA! If you're a military brat, look into it, seriously. Nice peeps and low rates.
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